December 31, 2009
(unaudited)

Assets

Cash And Due From Banks
$ 82,169,303
Investment Securities Available for Sale, at fair value
77,354,709
Investment Securities Held To Maturity, at amortized cost
150,825,754
Federal Home Loan Bank Of New York Stock, at cost
3,561,200
Loans, net
288,090,198
Premises and Equipment, net
11,156,358
Other Assets
33,630,065
TOTAL ASSETS
$646,787,587

Liabilities & Equity

Noninterest-bearing Deposits
$ 63,491,000
Interest-bearing Deposits
433,191,016
Borrowed Funds
58,163,000
Escrow & Other Liabilities
13,159,673
Total Liabilities
$568,004,689
Total Equity
$78,782,898
TOTAL LIABILITIES AND EQUITY
$646,787,587

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