|
December 31, 2007
(unaudited)
Assets
| Cash And Due From Banks |
$25,929,574
|
| Investment Securities Available
for Sale, At Fair Value |
88,977,909
|
| Investment Securities Held To Maturity,
At Cost |
138,577,702
|
| Federal Home Loan Bank
Of NY Stock, At Cost |
1,858,400
|
| Loans, Net |
246,769,566
|
| Premises and Equipment, Net |
11,752,577
|
| Other Assets |
27,200,693
|
|
TOTAL ASSETS
|
$541,066,421
|
Liabilities & Equity
| Non interest-Bearing Deposits |
$57,837,754
|
| Interest-Bearing Deposits |
371,863,484
|
| Borrowed Funds |
22,878,000
|
| Escrow & Other Liabilities |
11,320,120
|
|
Total Liabilities
|
$463,899,358
|
|
Total Equity
|
$77,167,063
|
|
TOTAL LIABILITIES AND EQUITY
|
$541,066,421 |
President's Message
|