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Current CD & IRA Rates

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Certificates of Deposit

IRAs and Education Savings Accounts

Annual Percentage Yields (APY) are effective as of 5/27/2018 and are subject to change without notice. A penalty is imposed for early withdrawal. Additional restrictions may apply. Fees could reduce earnings on the account.

Interest payments are rounded to the nearest cent.  As a result, low balance accounts may not be paid interest.

*Existing NVE customers must have and maintain an NVE checking account with direct deposit for the 13-month term. New customers must open and maintain an NVE checking account with direct deposit for the 13-month term. If checking account is closed prior to the expiration of the 13-month term and/or Direct Deposit is not activated or is discontinued prior to the expiration of the 13-month term, the APY will be changed to 0.05% for the balance of the term. Penalty for early withdrawal. Limited time offer. Fees could reduce earning on the account. Minimum amount of $1,000. Maximum amount of $1,000,000.

**Minimum of $10,000 of funds not currently on deposit with NVE Bank is required to open this CD, with a maximum of $1,000,000. At the end of the 55-month term the CD will convert to a 48-month term. Available only to persons who reside or work in New Jersey.

***Minimum of $10,000 of funds not currently on deposit with NVE Bank is required to open this CD, with a maximum of $250,000. At the end of the 26-month term the CD will convert to a 24-month term. Available only to persons who reside or work in New Jersey.

 

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