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Lending

Overdraft Lines of Credit:

We offer a personal unsecured line of credit, available to depositors living or working in NJ, which is made part of their NVE Checking Account. It is used for overdraft protection. Any time the checking account is overdrawn; the line will advance funds in $100 increments to cover the overdraft.

Overdraft lines of credit are available from $500.00 to $5,000.00. Available balance is included in checking account balances for ATM transactions.

Interest is computed at a simple interest rate based on the daily outstanding balance. The current interest rate is 15%. There is no application fee or annual fee.

Want more information? Click here to contact us or call 1-201-816-2800 or 1-866-NVE-BANK (1-866-683-2265) to speak to one of our consumer loan professionals.

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September 14, 2017

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